I did not realize that there were so many people going through the same things my husband and I went through. We actually lost our home from GMAC and Chase bank which are one and the same.
My story is so long and in detail that and so emotional it is hard for me to talk about. I will try my best. If you are having the same probems please e-mail me because I'm sure our lawyer will be interested to know. We bought a house here in Washington state.
We were making the payments in fact we never missed a single payment. We made copies of all checks sent to GMAC. We never recieved a phone call for over 1 year.
We did recieve a letter of foreclosure and we procceded to call GMAC. They claimed they never recieved a payment for over a year and half. When we first called GMAC their repesentative told us to fax all copies of the checks and do not send any more money until this got staightened out. He said give me a few weeks and I'll call you back. Little did we know that the employee quit 2 days after our phone call.
We called and called everyday and no response. We finally got a hold of someone else and they said to send the money and he will look into the problem. We sent GMAC 4320.00. We never heard a thing from GMAC to we figured that everything was ok.
We continued to send our money and each month they kept sending our checks back. This went on for 3 months. We called again and spoke to another person and he said that they never recieved our check for 4320.00. We called our bank and asked them to help with the problem and our bank continued to call and e-mail GMAC and no one ever responded. 6 months later we finally got a hold of someone and they continued to say that they never recieved our money and the money and unless you pay us 28,000. Then you will lose your home.
I got so angry I said, " are you people idots, because we have faxed you the info 4 times already and our bank has tried to make contact with you and you never have responed". The rep from GMAC said give me a week and I'll call you back and we'll get this straighted out. So we waited and waited. 3 months of calling and leaving messages some one finally answered the phone and said, "We don't want your money, we won't except your money, because you are high risk and your home was going into foreclosure no ifs ands butts" you can go to the sale and buy the home back if you want to. I said, "Why would we buy the house back when we made every payment, and have the proof of making the payments and we are not late? We were told to hold the money untill your fellow employer fixed the problem.
The rep from GMAC said he gave us the wrong info and sorry, the house was going up for sale and we'll be done"
Well, we lost our home and all the money we put into it.
For anybody who is interested, FAIRBANKS, GMAC, and CHASE BANK are all owed by the same person.
My husband and I were called scum-bags, losers, liers, by GMAC employees for several months.
So we moved. I did some investigating work on my own and found this out:
There is a gal by the name of" Jane Doe" that works at GMAC in the accounting dept. She sent our check to a "John Doe" 2 states over in georgia. Both people have the same last name!!! Along with a computer generated letter saying the check that you sent for 4320.00 is not enough money for your home to go into foreclosure. Cash this check and resubmit this amount??? John doe went to his bank and cashed our check for 4320.00. We found out about it and called GMAC and they continued to say they never recieved our check. So by this time I was frazzled. So I called the police and fieed fraud against John Doe for cashing a check that did not belong to him in the first place.
So in the meantime we found a great lawer and we filed a lawsuit against GMAC, CHASE BANK, and FAIRBANKS.
The Georgia police charged John Doe 2 counts of fraud. We just recieved 2 months ago a letter that John Doe recieved from GMAC stating that they sent the wrong Check and please send the chack back to GMAC. These letters were dated in March Of '03. What year is this now? So in the long run John Doe used our money to pay for his house so it would not go into foreclosure. GMAC also put the rest of the bill owing on defreed payment. John Doe was let off scott free because he produced those 2 letters from GMAC.
GMAC's lawyers are still telling our laywer that they never recieved our checks.
Our law suit is for quite a bit of money. My husband was playing on the computer and found this web site. I have been looking for other people with the same problem so we can pool togher and file a class action suit. The more people that help us and get involved then we can as a nation hang GMAC, CHASE BANK, and FAIRBANKS by the BALLS!!!
Each and every person will never have to work a day in their lives and we will basically own the company!!!
PLEASE HELP US BY FILING A usacomplaints.com WITH YOUR PROBLEM. LAWYERS WILL MAKE ARRANGEMENTS WITH usacomplaints.com TO PUT YOU IN CONTACT WITH THEM.
Liz
marysville, Washington
U.S.A.
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