MetLife Dental may be the toughest dental insurance possible. I've worked for 25 years and also have had many dental insurance coverage; none have now been as poor as MetLife - not really close.
MetLife maintains an unlimited listing of refusal factors - the majority of that are not supplied within the Conclusion Plan Explanation. While one directs in a pre authorization demand, MetLife returns many times with absurd concerns as "stall tactics". Should you obtain the support anyhow (because of discomfort, possible lack of enamel, etc.) prior to the pre-autorization returns, MetLife denies the state. Should you return a pre authorization, it says it's not really a promise of cost; MetLife frequently will not spend anyhow. It's a catch 22.
In my own condition, I work with a home-covered organization, so MetLife is simply the manager. All the rates I spend choose low quality administrative methods, booth techniques, unclear claims, mis communication inside their company, as well as their attorneys. The particular funds for providers originate from the organization I work with. Easily can't get the help of my Recruiting division, I'd need to prosecute my organization through ERISA. I'm spending money on their attorneys and might subsequently need to purchase my own personal. Exactly what a fraud! Exactly what a good deal for MetLife - no responsibility.
It's getting tougher and tougher to locate trustworthy dentists under their strategy. I wonder why. When they handle workers improperly, I am confident they handle dentists as badly.
Please do all you may to prevent MetLife and request your organization to fall them or to not utilize them. They're a very illegal company. They run under a "thug" business design.
MetLife Hater in Arizona
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