I received a phone call on 10/16/07. The lady told me I had entered a contest sweepstakes and that I had won a 2 nights 3 day vacation to any city of my choice like palm springs, or cancun, etc. Then she said I would be in the contest where the winner walks away with $1,000, 000.
The next part begins where I should have just hanged up quickly! She said she was calling from a company Area Circulation and she would do all this if I paid 2.99 a week, $74 for 12 months for some magazines like Glamour, Marie Claire, etc.! I said WOW! Okay $74 dollars a month is really nothing! She said every other customer she spoke to agreed with the offer. I'm very hesitant about offers like this, but these people really TRICKED ME GOOD! So I said, "OKAY, " then she said can you verify your credit card information and birthdate. I gave her my debit card information. I told her my birth date. She said well, your only 20 years old, you have to be 21 and then she said well it's okay I'll put you on here that your 21. That was a red flag for me but I just ignored it.
If this would have been legitimate no one would've let me pass by due to my age.
Then she said she needed to transfer me to a supervisor to confirm the order. She told me to put in a good word for her. The supervisor came on and said that the first woman I was talking to was fairly new. To my impression the first woman I spoke to seemed very well spoken and didn't seem new to me whatsoever.
The supervisor revised everything with me and confirmed everything. She was speaking ridiculously fast that I couldn't keep up with what she was saying. She told me that they would charge $74 to my account right away. I said okay.in my head was saying to myself "okay I paid $74. I got that squared away. No more payments and I will receive my magazines and the trip" So I hung up with her.
I'm very curious so I googled Area Circulation and all I see is usacomplaints.com. So I click on it and read all these reports about what somewhat has happened to me in the conversation I had with these people. I quickly call the company back and I tell them that I want to cancel, and my tone is very nervous, scared, and angry. They quickly change the subject and say that they can lower my payments to 37.50. I tell them I want to cancel and they won't let me. This lady I spoke to named Pamela was so rude and she would hang up on me everytime. She told me I was selfish and I was playing games. As soon as I agreed again to the 37.50 she quickly changed to being nice.
I went to my bank and the lady there gave me a dispute form so I will fill that out. I'm very scared and I don't know what is going to happen because I don't want my name to go to the credit bureau and have it mess up my credit!
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