Back in approximately January I received a letter from Providian that they were going to raise my interest rate on my account from 24% to 29%. Wondering why I contacted them and they told me that it was a business decision to raise the rate.
Prior to my interest rate being increased I paid in full 2 other account totalling approx. $7000.00.in the 42 months that I had this account I was only 2 times past my due date and it was only a few days. I have since closed my account but I am still paying the 29% interest rate on the balance. I also have called on several occasions to try and lower my rate but each time I was told NO!!! Any help, please let me know!!
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