I was offered 3 different credit line of 3000,00 from Providian Financial, all with an interest rate of 18%. I paid my account according by the month.
Next thing I found out was it was sold to Emerge Mastercard and the interest rate was sky high of 29.99%. That is outrageous. At this rate, it is going to take years paying this account off.
I had called them to close the account but they said as long as there was a balance they would still have to charge the interest rate. They will not work with me at all. If anyone is offered by this company I would advise them to forget it! They will mess with you finacially and emotionally!
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