Complaint / Review
Millennium Loan Fund
Predatory Lending, Failure to Apply Payments to Principal, and Possible Usury Violations

Millennium Loan Fund has engaged in predatory lending practices by trapping me in a loan where the principal never decreases despite two years of payments. I have paid far more than the original $3,000 loan amount, including a $2,000 lump-sum payment and consistent $300 monthly payments, yet the balance remains unchanged.

This raises serious concerns of:
– Usury
– Illegal interest rates
– Misapplication of payments
– Deceptive trade practices

I am requesting an immediate investigation and regulatory review.