Was under the impression of getting a visa or master credit card cause i really needed it to pay off some of my bills and was charged the $49.00 rush order fee which i paid with a money order. Three weeks later i received a packet and a card for $5,000 credit limit and a catalog which you can only use the card for. The worst part i feel is that you have to pay S&H charges for the items you order, they call it a down payment.
They want 35% down of the catalog price so if you order an item that costs $69.95 then you would have to send in $24.48 as your down payment for S&H charges, where is the money really going? I think this is fraud and Theft by Deception, they have no right to mislead people thinking they are applying for a normal credit card. I was ripped off and want my $49.00 back, this was a lesson well learned to see what Peoples Credit First really is and thats a scam!
Debra Stewart
Warren, Pennsylvania
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