I am a victim of a violation of the Fair Debt Collection Practices Act in which a Collection Agency sent an affidavit for $138.00 unpaid medical charge to the credit bureaus by an AFNI.
On April 26 while still on active duty I had a vehicle accident. I was returning back to Atlanta, GA from a dental appointment at Fort Gordon, Augusta, GA.
The Rockdale Co. Emergency Medical had used a wrong SSN to report to Humana-Military (Active Duty Medical provider). This caused them not to be paid. They were contacted to change the SSN but did not. This caused collection agency to get involved. This also caused me to have to take extra steps to get this is correct, but the bill was eventually resolved.
The original bill from National EMS Morgan, Conyers, GA was for 605.00 and Humana-military paid $467.00 leaving a disallowable amount of $138.00. The claim check was dated and paid on 8/24.
Then on March 31 I was turned down for Federal Plus loan for my daughter's college. I then looked at my credit report and on 1 Diversified Account Systems pm behalf of National EMS Morgan, Conyers, GA had reported the $138.00 on my credit report as an unpaid medical bill. This was the first time I knew about this issue was still unresolved.
I then called Humana-military on line beneficiary services to verify who was responsible for the disallowed amount. I was told that since I was on active duty at the time of services that the company was required to write the amount off as required by the Government Insurance Regulated law.
Since August I did not received any paperwork, phone calls or notices that Diversity Account System collection agency was still seeking to collect the disallowable balance of $138.00.in addition, I noticed on the credit report that the Diversified Account Systems of Georgia reported the incorrect amount originally owed as $475, which the originally amount was $605.00.
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