Dr. Zia failed to submit my office visits to my insurance company and repeatedly billed me for them - which I paid. Then, after about one year of silence, I received a notice from a collector that I owed $146 - which I paid. At no time did my insurance company ever receive a claim, and Dr. Zia is one of their "preferred providers, " thus putting the responsibility for filing on his shoulders.
About a year later, when applying for a loan, I discovered that I had a $7 non-payment notice on my credit report owed to Dr. Zia. I contacted Dr. Zia and the collection agency, who stated that the amount was paid in full and they would clear my credit report. They agreed to take that off my credit report. Then Dr. Zia stated that I owed another $113 - in spite of the fact that I hadn't visited his office in over two years and that I had settled my account with the collection agency.
In writing, by fax and certified mail, I asked Dr. Zia to provide an invoice and copies of my medical records as evidence that I actually owed that amount.in addition, I asked that Dr. Zia refrain from further collection activity until I received those items. The evidence was never received - not even an invoice or statement (he has repeatedly refused to issue copies of my medical records for my own use) - and Dr. Zia reported me to another collection agency within the day. Furthermore, Dr. Zia asked the the collection agency to list the claim as several years old. I promptly paid the $113 to clear my credit report, but still have not received any evidence that I actually owe anything.
At this time, I have no evidence that I owed the money, although I have paid it. Dr. Zia has never sent an invoice, a statement, or supporting evidence in the form of my medical records. And now my credit report shows that I paid a debt several years late.
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