I hope they don't do it to you!
I called sears customer service in december around christmas time, i was just married and my husband wanted me to go chistmas shopping.
We had called to find out if i would be able to make a purchase useing his card. The woman i spoke to was nice and friendly.
She said sure and that she would need to speak to my husband... My husband was under the impression that i was going to be a one day user.
Month after month bills were coming to the house like normal no problems at all. The problem came when i went to be morgaged to buy my first house.
The loan officer had notified me that sears payment centers were on my t.R.W. To my suprise i said "how can that be" puzzeled i asked him how can they but something on my credit report he stated that as long as they had my name and my ss# anyone can do it.
Pissed off and angree i whated for my husband to get home from work. Told him about what i had discovered and his first words were" how did they get you ss# " i imedeitly picked up the phone and called, danielle was the ladie i had spoke to.
I asked her many questions she had no idea how to awnser. She stated mame" i will remove you from this account right know.
I then stated how the hell did i get added to the account to begine with. She was dumbfounded. I then asked her why it was on my t.R.W. She stated that it was rutean. I said " so know i am the resposible party. She stated "no" hun your just a user.
She then stated that she would have a letter sent out amedietly that would state that this would be removed from my credit report.
I was then satisfied. But know 2 months later i have still not received this so called letter. This is what gets me whan i called back on 07-05-02 i was transford to dan in the credit office he stated that this would stay on my credit report for 7 years.
This account was opened in 1994 6 years befor we were even married i would have been 14 years old at that time, how the hell can you make me pay for this. He said you are not a resposiable party but it dose go on your credit report.
IS THIS LEGAL I NEVER SIGNED OR REVEALED MY SS# HOW CAN THEY DO THIS. IF THERE IS HELP OUT THERE I NEED IT
* (post a rebuttal on this site if you can help -ROR)*
I have already sent a letter to credit burol services but there has got to be more that i can do. Help me please...
LYNN
CHESTERFIELD, Michigan
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