I had a credit card with Sears that I canceled and 2 years later when I received my credit report Sears stated that I owed them $287 so I called and asked why. They stated I owed them money because I did NOT use my account. I told them to show me where I signed and agreed to pay finance charges for an unused account. They had no proof and said they'd close the account with a zero balance. They closed the account with a $0 balance and sold the account to Sherman Acquisitions who now says I owe them the $287 and they also cannot prove that I owe the money. I want to know where these people get off saying that I owe them money and leech onto my credit report with no proof.
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