I recently had a Dummary Disposition hearing with AAC. They appeared telephonically as it wasn't worth their money to come to the hearing. Anyway, while preparing for the hearing I noticed that the exhibits were totally false.
They say I opened an account with a credit card company in mid 2002 and paid until late 2003. The exhibits that they attached were that the account was sold 2 months after they allegedly claim I opened it. They also sent bills of sale that indicate that the account was sold 3 times wile the affadavit states I opened paid for it for about a year. The bills of sale contradict the affadavit signed and notorized by the 'records clerk of AAC. Is this prove a FDCPA violation? The exhibits contradict the affadavit that was sent all together.
While at the hearing, the attorney on the phone claimed he didn't have the paperwork in front of him when I pointed out the violation which meant the judge could not look at my findings. The hearing was continued for this reason...
What do I have here and what should I do?
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