I applied online for a cash advance loan. This is not the company that I got the loan from, and I am really not sure quite sure how I got involved with them.
The next thing I know they have deducted 9.95 from my checking account. When I called to try and find out what this was for, she informed me I had checked the box to receive a free credit report for a month.
She read back my information but I know I did not request such a program. I remember the box she is talking about and I purposely did not check the box. I had gotten in a trap before about notifying a company before the trial period is over.
The woman I spoke with said they would discontinue it, but would not refund me that money because I did not tell them before the month was over that I didn't want it after the trial period.
It just so happens I got the loan on December 8, as you can see it has not been a month even if I had ordered this program. I demanded my refund... Which of course I have not received.
She was very smug and rude... I am truly tired of being swindled over the internet. This is the second time I have had something like this happen. This time I did not request the free month, I thought I was wiser.
Due to this draft on my account, my account was overdrawn. I ended up with $60 in overdraft fees. I am on a fixed income, and companies like this should be put out of business.
Pam
Hanceville, Alabama
U.S.A.
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