I decided to take out a loan to help get caught up on bills and such. I wasn't able to get one through my bank so I applied for one through Allied Mutual Brokers whom I found online.
I received a call from Brian Anderson about a week or so after I applied for the loan and he told me I was approved for the 10,000.00 loan through a company that Allied works with. I was told I had three different options to secure my loan. I could get the Plan Standard Insurance which was to be used in the case of Disability or Unemployment. Then there was the option of full coverage or a co-signer with a credit score of 710 and/or an income of 75G per year.
I chose to do the Standard insurance and Brian told me I needed to print out the documents he had sent me via-email and sign both signature pages and fax them to him along with a voided check and the receipt from my Western Union. I was also to call him back with the 10 digit control number so he could track the progress.
I agreed and on September 14 my best friend fronted the 1,020.16 plus and extra $89.00 to Western Union it to a person rather then a company as well as it being International rather then US. I was told to send it to a Tracy Gooding in Edmonton, Alberta, and I did. I called Brian back and left the control number on his answering machine and he called me back to say it would all be processed the following day since I had done it after 2pm. He said the money would be in my account within 48 business hours.
That all happened on Wednesday the 14 and on Monday I still had no money so I called Brian who informed me that there was a mistake with my account, that someone who had entered my information had done it wrong but not to worry because it would all be fixed today and the process would begin again tomorrow and he was sorry for the inconvience. Ok, so I waited until Thursday and called Brian back. He greeted me with a hello Christie, all is well right? The money has gone through? I told him no it had not and he said "oh wait a moment, I got a memo on you and I dont know how I missed it. You are going to need to speak to my supervisor, they need more information" I asked him why and he told me he did not know and he couldn't tell me anymore because of his placement in the company. He then gave me his supervisor's name and extension.
I hung up with Brian and called his supervisor Ronald Manbridge and left a message for him to call me back. I still hadn't heard from him the following day so my best friend and I spent hours on end calling him and finally we were able to get ahold of him. He told me that they had re-run my credit and I needed to either have full coverage for the loan or get a co-signer and he would then beable to release the funds to me. I told him I would call him when I had figured out what I was going to do. My best friend got on the phone with her family and her uncle agreed to lend us the rest of the balance which was 1,134.80. I had already secured 300.00 from my bank so we ended up only needing 950. Knowing that there would be another 89.00 charge. Once we had the full amount which was on September 24 we went down and once again wired the money to Tracy Gooding.
When I got home, I turned on my cell phone and noticed I had gotten a message from Ronald just saying he was checking up on me like he said he would do if he did not hear from me soon. I called him back but just kept getting his answering machine, so I left him a message saying I had wired the money and gave him the ten digit control number. I checked my account this past Monday 9/26/05 and noticed there was still no money so I called the same number I had been caling for nearly a month and all of a sudden it was either busy all the time or it rang and then told me after about 12 rings thats the customer I was trying to reach was not currently available.
After three days of this I knew there was something wrong and I did a little digging and found I was no the only victim of a scam. I am very devistated as are everyone else who had been involved in this with me. I am left in a bind that I am gonna fight to get out of and all that I can hope is that we can all come together and bring them to justice.
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