On 9/12 I received a call from James Cooke with Allied Mutual. He stated that I was approved for a loan of 20,000 dollars. This would be based on a 10 yr payback period with 8% interest. The monthly payment would have been 242.66 and maturity date of 9/12 and first payment due on 10/12. This loan needed to be secured and he gave me the options of either getting a co signer or the insurance program through McClary Insurance Group. The standard plan was 1375.45.
I agreed to the standard plan, he then faxed over the paperwork to me. He requested that I send voided check, copy of drivers license and paystub from my employer. The fax came in on a fax number of 1-866-833-9137 and he had me fax it back to fax number of 1-866-833-9137.
I gathered up the money to send Western Union. The amount sent Western Union is 1375.45 plus fees is a total of 1474.45. I was instructed to call 1-888-213-6758 ext: 6 with the MTCN number. Western Union was to be sent to a Wayne Cedro in Winnepeg Manitoba Canada. Once Western Union was said and done, I call James back and gave him the MTCN number. (Western Union was done on 9/21) He informed me that the funds would be in my account on 9/23 before 5pm.
9/23 came around and no funds showed up in my account, I called my bank several times that day and night. I called James back at 1-888-213-6758 ext: 6 and left him a message. He did not return my call, I just kept calling and calling and leaving messages for him to return my call ASAP!
Finally, I had a message from James on my phone. He was stating the Western Union was never received and so they could not do the transaction. I called Western Union and it was received on 9/21 at 6:39pm est. I then call James back and let him know this and he apologized and said it was another person with my same name that he was trying to get a hold of. Right there I started to get worried.
He then said the funds would be in my account by Monday 9/26 morning. Come Monday morning—still no funds! I call the 1-888-213-6758 number tons of times that day and all I got was a message: Consumer can not be reached at this time and went into another language repeating the same thing.
I should have researched this from the beginning, hearing about the loan and being desperate to pay off medical bills—it sounded so good (Way to good to be true!). After researching this company, I have found myself stranded and in debt even more than I was. I am disappointed with myself and I am shocked with these people for pulling this on thousands of innocent individuals.
I hope that someone/somebody finds out how to give them in return what they did to us.
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