I have been through the same thing that the rest of you have been through. This time OAC has messed with the wrong consumer all of you need to take you complaints to the FEDERAL TRADE COMMISSION. Also they may be breaking FAIR CREDIT REPORTING LAWS, I'm still looking into it.
Not many people are educated with their consumer rights. We all need to get together & see if there is some kind of loop hole we can find & possibly get a class action suit against OAC. If anyone has any ideas send me an email.
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