I purchased a vehicle from Omeara Ford Northglenn CO on 11/19 and 11 days later was called to return the vehicle to the dealership. When I originally purchased the car they said I was approved and was willing to sell me the car for 489/month but the finance guy took the payment down to 429 which I was happy with|. I was told that the financing had been delayed because the bank didn't like my debt to income ratio but I am post chapter 7 bankruptcy so I had no debt and they knew it'. They told me that the bank now didn't think that I could afford the car? The funny thing is that when they called me at work they called me by the wrong name and confirmed that I had 2 jobs which was incorrect. Paul the Omeara something or another told me that 4 cases had just been kicked back from the bank and that they would be able to get me into a "lesser" car from them using the same bank? What??? When I went to return the car "EMILY" the finance manager who must be related to satan informed me that I needed to understand that these things happen and I said no I don't think so and since you breached the contract I want my down payment back and she said no basically I rented the car;. I gave her back the keys and they kept my money/. Do not use these people they will keep your down payment for sure. Total bait and switch tactic. I will be sending complaints to Ford, State of Colorado Consumer Fraud Division and filing in small claims court to get my down payment back. I was willing to complete my end of the contract but clearly they just wanted my down payment which wasn't much ($600) but if you multiply that by all the people they do this to it adds up.
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