One of the things about Bill Heard Chevrolet and this is anywhere, is that they get you to sign a contract without actually getting the approval of the finance company listed on the contract. So what ends up happening is the company does not approve your loan for whatever reason, then they alert the dealership, who in turn is supposed to contact you and let you know.
However, with Bill Heard Cheverolet you will not get that phone call because they want you to keep the vehicle while they search through 25 different banks and finance companies that may approve your loan. And it always ends up being the bottom of the barrel... Drive Financial.
I got into a situation as this and the only thing that stopped them from sticking me with that contract... And they tried hard... Was that the finance company could not approve it, because there was a fraud alert on my husbands credit report because he is military and was out of the country.
The day after I learned the company had disapproved my loan, I took the car back myself and gave them the keys. They ask me to wait for them to find another deal, I said no; they tried to bully me into taking the car, and I still said No!
They actually followed me out to my car (relatives stepped in and helped me get a similar car for less than half the payment and interest rate) and threatened to have it towed to my house if I did not take it, and I said tell it to my lawyer. They called my house but left no message. Hmmm... I wonder why.
Do not ever trust these people, no matter how nice they seem, or how good a deal they seem to get you. And first and foremost NEVER SIGN anything unless everything has been approved by the bank or finance company, they try to con you that way.
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