My experience goes like this: I was young, bad credit, son had just had heart surgery, etc. I went to JD Byrider and they had me fill out some information for a credit check. They told me they couldn't quote the price or let me test drive until this was done.
A day or two later I received a phone call stating that I had been approved for a bank loan on one of the newer cars. I drove my beat up little car on the lot (where it died.) My dad and my infant son were in the car behind me. My father left me and my son and went back to Indiana.
After waiting forever, the salesman told me that the bank loan, in fact, didn't go through. He told me I still qualified for a car. It was late and he told me I had to hurry and pick out a car. The car I picked out, I was unable to test drive, because they were getting ready to close. I asked if it had been wrecked and they stated no. I asked them if I could come back the next day and pick a car. They told me to go ahead and sign for this car and they would honor me bringing it back the next day.
I tried to bring the car back (which, in fact, had been wrecked) and they told me I drove off the lot, so it was mine and they weren't taking it back.
I turned in the keys and told them I wasn't taking it. They told me I would have to take this other car in order for them not to press charges and ruin my credit completely. Once again, I was not given a choice. I took the car. The back door wouldn't open, the back windows wouldn't roll down, the radiator hose was leaking, etc. Etc. It was a mess!
Needless to say, I paid thousands on this car worth about 200 dollars. I was about 2k short on payoff when I said I wasn't going to do it anymore. I had it towed back to the lot. (At this point I hadn't driven it except the first couple of months after I bought it because it kept breaking down.) I handed the keys back and told them to shove it.
Didn't hear anything out of them until May, when I received a paper from my employment place stating they were garnishing my wages for OVER and almost DOUBLE the 2k I owed when I turned it in. I never received court documents.
Recently, we were attempting to buy a house and I received a call from my mortgage broker asking me about my business relationship with CNAC and JD Byrider. I said I had no current business. She informed me the company has been checking my credit every 1-2 months. This has been going on for a couple of years.
Needless to say, I hope the company goes UNDER. I hope those that are behind this know what it feels like to not be able to buy groceries, etc. Because they have to pay out a VILLAIN! I am now in the process of paying about 12k on a 92 Geo Prism that ran for approx 3 miles after I drove it off the lot. Thanks JD Byrider and CNAC!
0 comments