I filled out an Internet request for health insurance information. I received a telemarketing call from a man who identified himself as Todd Wood, an agent of Protective Smart Health. When asked, he said he was calling from New York.
Barry told me that Protective Smart Health is in the "same network" as Blue Cross insurance and would be accepted in the event of an injury by any hospital that accepts Blue Cross. That was the representation which hooked me, more so than the medical, dental, optical, prescription, and other features, supposedly including a $25,000 accidental death insurance policy.
Barry said that, upon my request, Protective Smart Health would be able to get a professional like my longtime dentist to accept their copay plan. Not true. I cancelled the telemarketing contract the same day. The personal information in the "application" could lead to identity theft. I was a fool.
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