Millennium Loan Fund has engaged in predatory lending practices by trapping me in a loan where the principal never decreases despite two years of payments. I have paid far more than the original $3,000 loan amount, including a $2,000 lump-sum payment and consistent $300 monthly payments, yet the balance remains unchanged.
This raises serious concerns of:
- Usury
- Illegal interest rates
- Misapplication of payments
- Deceptive trade practices
I am requesting an immediate investigation and regulatory review.
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