I am too late. I tried to defend myself against Countrywide Home Loans in Wisconsin. We had to be mandated to arbitration because Countrywide continued to delay court appearance. The judge ruled in favor of Countrywide based on the fact I could not prove my payments. I have the money order receipts and the payment history to match. However, it wasn't enough. Countrywide wanted copies of the front & back of the original money orders and money orders can only be traced back 2 years.
Additionally, they took bankruptcy payments and paid themselves interest. Then, Countrywide gave us a credit for $2100, stating, to avoid confusion? What? It is too late. I have all the documents (I accidently received a memo from Countrywide to their attorney) to prove they did this, but there was a summary judgment entered against me.
Now, I have 6 months redemption or lose our family home. Countrywide has cheated on their Truth in Lending, PMI insurance, Misapplication/Misappropriation of funds, and numerous other offenses. HOW CAN THEY BE STOPPED! They are preditors with a lot of resources, even paying off law makers. God help us!
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