I got an approval letter in the mail yesterday with a credit card and a activation number. I knew the letter sounded to good to be true, since my credit is bad. I called the 800 number and right when they asked for my checking account number I hung up. I guess that after the 8 DAY free membership trial is over you checking account will be debited 199.00.
I thought that was really weird I mean only a free member for 8 days. So, after I hung up I decided to look them up on the internet and that is when I really found out that they are a rip-off!
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