I deposited my husband's paycheck before the end of the business day on Friday. The funds were not made available until Tuesday. We incurred 180.00 in overdraft fees. The bank manager said he only had the authority to reverse 90.00. He was kind enough to do that.
After researching the situation it appears that U.S. Bank may not have broken the law. They held the check for as long as they were legally able to and then slapped on every fee they could.
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