We got our Household Bank credit card back in December to help pay for Christmas presents and to help build our credit back.
Now, seven months later we owe almost $200.00 more than our actual credit limit! Everytime I made a payment the next bill would have either an extra over the limit charge or late fee! I wrote them letters to dispute the charges, but they never reply and I try to contact them on the internet and they always reply back and say they can't remove the charges because I agreed to them in the credit card agreement! I am so sick of it, I don't want them to sue me, but I don't know what to do! They are the worst credit card company ever!!!
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