For the past 6 months, Household bank has been charging me a 35.00 over the limit fee on my credit card. This has happened three times.
What I don't understand is, I did not go over my limit. Their finance chages put my account over my limit. With all of my other cards when I use my full line of credit, finance charges are added and I am charged no penalty so long as my account is not over the limit by my next billing cycle. I am told that this is illegal and am pursuing action.
As of today, I have notified them. I advise all whom have Household Bank Credit Cards to check your statements. I will report back any replies I recieve from them.
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