I'm currently on medical bed rest, in and out of the hospital, due to threats of preterm labor and recent cervical surgery. I am unable to work and have the medical paperwork to prove it. Wells Fargo is refusing to give me a deferment because I have had one in the past. I was told that there is no temporary disabilities program to offer their customers, which is beyond shocking to me. I've offered to pay whatever I can each month to keep them from selling my loan to a third party that according to them will start immediate legal action against me to garnish my cosigners wages as well as my future wages, but they are unwilling to accept anything but the full monthly payment. This payment is $600 a month and I have no idea where I can come up with this money. At this point my pregnancy (baby) is the most important thing on my mind. My husband and I are struggling to keep up with our regular bills with just his income. I'm not sure what to do. Please help! Advice? Spread the word to encourage them to start a temporary disabilities program?
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