Fifth Third Bank conveniently holds deposits for several days prior to posting to your account but debits are immediate causing false overdraft charges. I asked the bank at 5:30 PM on Friday to give me my account balance after making my weekly deposit. I know they don't credit the deposit the same day, and so needed that information to buy groceries. I was given a balance in excess of $400 that was available and so proceeded to the grocery store where I spent $60. The same day I was charged a $33 overdraft fee for this as my account was ACTUALLY short a couple of dollars. They claim I had outstanding checks that cleared SOMEHOW without showing up as a debit in my account. Rip-off Royal - I am closing my account.
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