Usacomplaints.com » Business & Finance » Complaint / Review: Us Bank - Ripoff overdraft fees on authorizations not account balance. #128109

Complaint / Review
Us Bank
Ripoff overdraft fees on authorizations not account balance

US Bank charged me $150 dollars for charges that were authorized but not posted to my account. As you know authorizations are holds on your account until they are verified and posted. My account balance was always positive, but my funds available was a negative.

They charged me $30 overdraft fees per transaction that posted to my account eventhough my account balance was never overdrawn.

How can they charge an overdraft fee if your "account balance" is never overdrawn.US bank refunded $90, but that is still a ripoff. Overdraft fees should be for overdraft "account balances"! If there is a class action lawsuit please COUNT ME IN!


Offender: Us Bank

Country: USA   State: Illinois   City: Springfield
Phone: 8008722657

Category: Business & Finance

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