Last friday i was paid and within the span of 1 hour... A company by the name of DJR took out all of my money and over drafted my account and extra $300..
I ran to the bank in hysterics where my rep and i scoured the internet to find out who they were... Turns out they are a 'pay day loan' company... But ive never asked for a loan nor did i want one... So we called the company and they said they deposited $200 in my account and they were attempting to collect payment... We look through my records and found that they had indeed deposited the money but i was unaware... And they called my cell phone at one point, heard my voice mail and considered it the confirmation to send me this 'money'
Oh and heres the kicker... Once we figured it out we discovered that they had somehow gotten a hold of my acct# and my routing # and they were doing automatic withdrawals so it made it look like i had authorized the entire thing... And since i had no real proof they cannot lock my account and they cannot give me my money back.
So as im bawling in this lady's office... She said that she would help me out if i could pay the overdraft... As soon as i go to pay the overdraft she will close the account and open a new one... But in the mean time i have no money for grocery's, gas, my car insurance, doctor bills, and glasses that i desperately need replaced...
I read another rip off report on here about that situation with the bank. It said i should demand to fill out a form and threaten to turn them into the banking commission.
But then again my student loan rep said that i should contact the attorney general and get them to do something for me and then turn them into some TV show called i believe '6 on your side' and get them interested in the story.
I am at a total loss as to what to do and i am terrified to keep checking my bank account cause each time i look the negative balance gets higher and higher...
0 comments