Last week I applied for a payday advance online on a website that searches for lenders. On Saturday June 14th, I checked my online bank account to find a $260 withdrawal from a company titled Loan Shop. It had a number listed with it so I called it. I spoke to a lady named Mrs. Lowes. She said that the withdrawal is for two previous loans taken by me in 2006 amounting to $1400. I have never received a loan for that amount and was baffled by her statement. She then stated to me "Don't you know how to balance your checking account?" which made me even more mad. I told her that any loan that I got in the past was paid. I did recall having to close another checking account because of the same reason in the past. I told her that I didn't authorized this withdrawal and that she must have gotten my new bank information through this new application online. Later on that day, I called my bank to tell them that there is a fraudulent withdrawal from a company that I don't know. The bank had me fill out a dispute form and suggested that I close my account (which I did). Now the same company is harassing me with phone calls on my home phone and work phone. A woman called Christina from LSO (Loan Shop) called me at 8:30am this morning saying that if I don't return her call within 24 hours they will start an investigation. I called her back and told her that any loan I took out in the past was paid in full. She said that it wasn't and was very threatening and rude. I hung up on her. Another person called Mr. Chin from the same company called me right after. I called him back and he said the same thing she did. I asked him to send me proof of what they have, and he didn't respond. He is now threatening to call my employer to garnish my check. I have never heard of this company before now. I don't owe them anything. I am now attempting to file a complaint with the Attorney General about this. But is there any other type of action that I can do at this point? I don't want them to call my employer. I have found numerous other complaints online against this same company on several websites. There must be some way to stop them from doing this to people.
Dionne
Morrisville, North Carolina
U.S.A.
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