The Bank of America Loan Modification Program was never established to help anyone. We applied for the program twice, and both times they had excuses why we were declined, but never notified us that we were declined until I call the 800 number. I received a letter stating our application was in review on April, 22, which apparently our application was denied before that date, stating we had missing documents (documents that were submitted in March, I kept copies and the check off list). This was a complete waste of my time. I am sorry our mortgage is through Bank of America, we never applied with them, they brought out Country Wide. The only people B of A wants to help is the people that run B of A. They are truly screwing the people that actually bailed them out. The government will do nothing about their scam, so the american people lose out.
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