On 1/13/05, received unsolicited phone call from a company called GUARDIAN FINANCIAL offering Visa card with $2000 line of credit in return for fee of $299.
On 1/23, my checking account was debited for $299. As of 2/27, nothing received. Calls to the company at 888-406-4353 result in stalling. Also, this tel# was taken off my bank statement. The original tel#'s they gave me have been disconnected.
My bank, S. I Savings & Trust, Springfield, NJ, has been uncooperative. Although I reported the fraud within the 60 day period, they are not going to reverse the charge because they claim that by my giving out my checking account information, I therefore authorized this transaction.
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