Many Home Owners are now being Ripped Off by Mortgage Companies after being funded by the government for such programs as the HAMP. Only to be told they do not Qualify because of making too much or prolonging their application until the applicants get fustrated and give up. Please report your situation to your Attorney General's office immediately and also your Dept of Finacial Services. You also can pull up the Negative reports on these Mortgage Companies by putting the website on the Better Business website at bbb.org. Make sure you click on the USA on the bottom of the BBB website.
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