I was unfortunate enough to get a subprime loan back in 2003 from Home Loans, B'Ham. Al. I have been sold on several occasions by other mortgage companies finally winding up with Ocwen. Now that the top five have settled with the Feds, I am trying to see if I can tie Ocwen to them in some way. The reason for this is that I need to get a refi based on the fact that I have a 9.04% mortgage and I am 70 years of age and do not feel I can retire with a mortgage that might adjust to 15%. I am filling out paperwork with the State of Alabama Attorney General's office in an effort to get something done. My mortgage has been sold several times and was once with Countrywide. I feel if I can tie Ocwen to them, I might have a chance at getting in on this settlement. I have tried numerous times to get a refi to no avail. I am always told that my investor will not allow it. Also, I cannot even find out who the investor is. What a travesty we have all been through. This kind of thing should be highly prosecuted.
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