PayPal routinely blocks the ability to pay by credit card on some transactions under the false pretense that they are protecting their customers from risk. For many transactions the ability to pay by credit card is blocked, and if you read further, they say they are trying to protect you from certain risky transactions. Instead, they encourage you to pay via an ACH withdrawal from your checking account and imply that this is somehow safer for the customer or purchaser. That is an outrageous lie.
In reality, they are transferring all the risk from PayPal, as the credit card merchant, to the customer or purchaser. When you pay via an ACH transaction, there is no recourse to get the money back if you do not receive the merchandise or service. PayPal may have some elaborate show of a dispute process, but in reality they will not refund the money, and they have no incentive to do anything about the issue.
If a transaction is paid by credit card, the customer or purchaser can always dispute the transaction with the credit card company and win if something was done incorrectly. In that case PayPal will lose the money instead of the customer, because they have the merchant account and they will get the chargeback. If the PayPal merchant has withdrawn the cash, PayPal will lose. It is a complete lie and a fraud to tell the customer they are being protected by using an e-check instead of a credit card. A credit card is always safer for the customer or purchaser.
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