I started receiving calls on Tuesday (8/24/10 on through 8/31/10) threatening me with a "cyber crime" and I was going to be arrested at my place of employment within two hours. The person (Mr. Alan Smith) has a very heavy accent (Middle Eastern) and way to much background noise to be calling from the law offices he said he represented. He stated that I took out an on-line cash payday loan with CashNet Organization "in December" and did not pay it back. Therefore a legal complaint had been filed against me and I was going to be served papers and arrested at my place of work. He advised that I could resolve the matter with 2 options. Option 1: to Hire a Lawyer to handle the matter and to be able to subpoena the paperwork. (without a lawyer, I would not be able to get the documentation). Option 2: Resolve the issue outside of the Court, by paying the outstanding amount of $685.36 with a credit card or debit card. He pressured me to make a decision, but, I continued to advise him I had no idea of what he was talking about. He then proceeded to read the "3 Counts" that would be brought against me (Now I was scared). He advised that the phone call was "Federally recorded" and that I should not interrupt him while he read the pending case information to me. I listened as he advised of the Loan Amount ($300), Demographic information and Banking information. It wasn't until he read the name of the 2 references that alerted me that this was not a valid expense incurred by me. After he finished reading "the case" he asked how do you want to proceed? Will you get a lawyer or choose to handle this outside of court? He advised that the payment would need to be made via debit card or credit card and he would process it throught my account. I advised that I could not make the lump sum payment and would need to make 3 payments (1) for $150, (2) for $276.68). He faxed me an agreement that needed to be signed and sent back ASAP. I signed it and sent it back. I then received 5 more calls from a phone number in Mexico City, Mexico. The last call I received on 8/24 was when I advisied that I changed my mind and would have my lawyer contact them to get the documentation. The next day i returned to work and spoke with a co-worker that advised that she too was also contacted and the same information told to her via her work I requested the full name of the Company and the Address and Phone #. He then said, "so you decided to have a lawyer and that I didn't need to speak to him that way because that were not a bill collector". I changed my bank account and closed my bank cards and will be filing with the FTC and the Local Police department
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