Today I started receiving calls from a man with an middle eastern accent saying his name was Mike James. He was very unprofessional and kept telling me that I needed to call him and if I didn't call him all he could say was good luck to me. He left a phone number to call. 310/598-1661. Before I could call him back, he called my work number and left a message there, rambling on saying he left a message on my other number and I need to call him back otherwise it will not be good. Then he called my cell again saying things like I don't take him seriously and I need to call him back. I received three calls from them in a five hour period. I finally called them back after I got off work and and spoke to another man (again with a middle eastern accent) and he wouldn't tell me what it was about. He kept saying there was a lawsuit against me and wanted to know my lawyer's name so they could serve him a subpoena. I kept asking what it was about and the man said "You're trying to tell me you don't know what this is about?". I asked who was suing me and that he needed to provide some documentation. He said the only way they can do that is to send a subpoena to my employer and then my employer would know everything about this. He then started to verify things like an old bank account I used to have and the last four digits of my SS#.instead of responding I again asked him who was suing me and he then hung up on me. I called him back and he said he hung up because I wouldn't verify my information. I confirmed that the information he gave me was correct and he then told me that it was a payday loan that I had recieved and never paid back. That they were charging me with bank fraud, and two other charges that I can't remember. I happen to know I never took out this loan and in fact I couldn't have because he said they tried to withdraw the payment a month before I had even opened the account. When I asked for documentation again, he said I would have to go to the courthouse... in SAN DIEGO, CA to get it or else they would send it to my employer!!! I live in Colorado!!! I finally ended up hanging up on him because it was ridiculous. Unfortunately, I have had my share of problems with debt collectors and I knew this didn't sound right. He was trying to get me to make a payment with my debit or credit card to avoid being taken to court but would not provide me with any proof of the loan they supposedly made to me. About an hour later, I received another call from yet another man with a middle eastern accent who apparently didn't know that I had already spoken to someone else. I nicely asked for the account number and routing number of the account and they gave me the routing number as the acct# and a toll-free phone number as the routing #. He said it was a payday loan through Cash Connect and that he was calling from a law office, Back Office Legal Department. I asked for the website of this place and they kept saying they have thousands of websites and can't tell me which one I went to, neither could they tell me the date I supposedly received this loan. They kept saying I was going to have to go to court in California and the people I listed as references would have to go as well. I did apply for several payday loans over the summer but didn't get any for the amount they tried to say I did. I'm guessing either Cash Connect is a fraudulent company (Several of the websites I went to didn't give me a yes or no answer, they just routed me to another website asking for the same exact info which made me suspicious!) or this Back Office Legal Department has somehow stolen information from their website database. I guess I have yet to see if I'll be served with paperwork but I don't believe this was real. It was just too unprofessional and the man tried to say they were paralegals. I work for a law firm and I don't believe that. It was truly unethical and it was downright harassment!
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