Someone opened an account in my name and used a PO Box address unknown to me. A $250 credit line was accessed and never paid so late fees and over the limit fees accumulated as well as finance charges and annual fees monthly. I had it paid off in 6 months so I thought. They never closed the account and added late fees again and the monthly annual fee. To top it off, they charged me another 6.50 to "close" the account and for some reason wanted to know my monthly income, which i declined to tell them. The only reason I decided to pay it off was that I found out who had opened the account and I didn't want to prosecute. But the company sure wouldn't do anything like reverse some of the fees. I hope the government finds out about banks like this and puts every one of them out of business. The high fees and interest rates are ridiculous.
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