Mitchen N. Kay sent me a letter stating they never received my payment of $50.00 in August. I called Mitchell N. Kay to find out what happened. I thought may be the mail was cross, and everything would be fine.
They asked me, is there any way I can make a $100.00 payment a month. I said no, I can not afford that amount. They threaten to report me to the credit bureau, because the contract was broken since, they never received the $50.00 payment.
I got scared, because I'm trying to keep my credit clean, so I can one day buy a house. So, I sent them a payment of $100.00 on Sept. 27, and Mitchell N. Kay cashed both checks on October 10 for $50.00 and $100.00. I think what they did was dishonest and unethical. Now my bank account is short $50.00, and a check will bounce.
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