I found a Medstar debt on my credit report a month or so back. It is not mine, I have never used an ambulance, EVER, in my life, and certainly not a Medstar ambulance.
Yet somehow they got my social and applied the debt to my report.
I disputed it with all three companies. Transunion came back saying they deleted it - obviously it is NOT MINE, so they couldn't verify it.
Equifax hasn't answered yet.
I just got in the mail from Experian saying they have "updated" the information, claiming that it was verified. Let me re-iterate - IT IS NOT MINE. I have never been inside an ambulance, not ever.
So what do I do now? I refuse to have my credit report ruined because some idiot screwed up, but I don't know what I need to do to make them remove it from my report seeing as some moron with his head up his butt says it's mine.
As you can tell, I am pretty pissed off right now.
It was disputed online, and I am calling them first thing tomorrow to demand an answer. They have no right to ruin my report with false information and claim that it belongs to me. Could this potentially be fraud?
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