Bank of America has done it again! (How do these &@*/@# sleep at night?!) I'm a small, one-person business, and a supplier pre-authorized (but did not charge) my B of A visa for over $1000, even though we were on N30 terms. I saw it almost the minute it happened, because I'd been on B of A's site, logged off, and then went back on again to look at something else. That's when the "pending" pre-auth showed up. I immediately called my supplier, who apologized and immediately (while we were on the phone) canceled the pre-authorization. Even though it took five seconds for it to APPEAR in my account — affecting my available balance (and $1000 to a small business is a lot of money!), the pending amount remained there not only all day yesterday, but throughout the day today! (Also, I have several thousand in deposits that should've shown up by now, through my merchant account, but — imagine this! — have not).
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