I am a student in college and wanted to apply for a credit card and discovered I already had one. I was surprised since I never seen or known that I had credit. I checked my credit report and saw that the claim was true.
I couldn't understand how but I soon learned that this was happening all over the country. Unfortunately I discovered the scar on my record relatively late cause it is no good time to know that you have a fraudulent claim.
I just want to warn everyone to check your credit report regularly, cause this Credit Banks are not the most trusted institutions they once were. I am seeking help by COPTROLLER OF THE CURRENCY They have an excellent customer service department that are genuine in nature and will see you to rectify your problem.
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