UC Lending, got this loan and lied to me about my insurance and taxes being included. I found out it was just one payment of insurance and half taxes. Made first payment to Aegis Mortgage and second payment was sold to Fairbanks Cap. I send the first Payment to Fairbanks March which was mailed Feb. 25. This payment never posted until April no penalties, said it was because of new transfer.
Second payment was sent 2nd of April, because the first was so late. They claimed they never received the payment 12th of April, call back maybe it just wasn't on record. Now late payment is due 16th still not cash. Was told to call back in week. Called back the man got nasty and said I was delinguent and needed to make payment over the phone. Yet if my check would show up they would cash it too.
So, this cost me almost $90 to cancel the check, late fee and over the phone charges. This made an overage to my checking account because it went through before my automatic deposit. Being on a strict buget my next two payments have been late so I sent them priority mail with comfirmation. Isn't this funny, the checks were received and cashed in three days.
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