I opened my FCNB credit card in 2000 with a $400 credit limit.
In 2003 the company went BANKRUPT and then closed automatically.
My account was then transfered to this 3rd party processing center.
I got charged with alot of late payment and over the limit fees in 2004.
Even though I could not make any charges b/c it was closed.
You could not even talk to a live person only a voice mail.
On my credit report it says that I now owe $1522.
This is a total RIPOFF.
Is there a class action suit out on FCNB?
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