As per my credit report FCNB has reported a charge off bad debt on my credit. They have also reported more than one account. I have paid-off the only account I had with FCNB. # 47-1549-514-1.
Account # 5452540500079006 has been reported as bad debt which is not recognized by me. I have never received a letter or a call as to this account. As of 6-03 this information was updated I'm rather disturbed that a company can legally do something of this nature.
Please advise as to what I will need to do in order to rectify my credit.
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