In 2005 I applied for a Reward 66 Visa card and was denied. Today in the mail, four years later, I receive a bill from a collection company stating I owe $393.05 or they're going to take legal actions. I called the collection agency, First National Collection Bureau, Inc of Sparks Nv, and he verified my information after I told him my story. He stated the debt was verifiable and started his speech to try to get the money. I said oh hell no and asked for the companies phone number to try to sort this mess out. He went on to say that I'll have to deal with them and they'll continue to collect and gave me the wrong phone number. At least I believe it's the wrong number, It's a voice mail completely in Spanish, 720-229-8509. I called them back and they called it themselves and then told me that, "It's a big company, you should be able to just google it."
Wtf?
So I googled it and I checked out their website that has a few numbers, all automated and with no customer service options. I googled again and it brought me here where I see at least 19 other people have vented about this company. I called the number NYGIRL was nice enough to post but I haven't had any luck. I've called four times throughout the day today and despite the fact it was during business hours, in both my time zone and theirs, it just simply said "Please call back during business hours."
My credit is already shot, medical bills from a car accident that resulted in brain surgery, so I'm not worried about whether or not they posted a negative entry, but this is just complete and total BS and I'm wondering what I can do to hopefully at least prevent others from being scamed as well. Any suggestions??
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