In October of Jefferson Capital Systems LLC placed a credit item on my credit report without the necessary correspondence to me notifying me of any claim. I discovered this in doing a real estate transaction and wondering what was wrong with my credit. This is a 'second' credit agency taking up an old claim that I addressed in 2002 about some false purchase that was made in my name from a company named Fingerhut. I have sent Jefferson Capital copy of this correspondence with this prior agency but my credit remains affected falsely, by a credit collection agency that is not following Fair Credit Reporting rules by first notifying people that they have a claim.
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