Out of the blue, got a letter from NCO demanding payment of over $5,000 to Bank One. First, never had an account with Bank One. Second, contacted NCO and spoke with "Rosalyn" who could not validate any information as to what type of account this was, when opened (kept flip flopping on dates back into the 1990's), etc.
She said account was old and when I inquired re: Statute of Limitations, she gave me false information stating when something keeps going to collections, "it starts the clock all over again" which is totally untrue and varies from State to State with my State being Florida, which only allows 4 years for a collection of a debt.
Now, again, we don't owe Bank One or anybody that kind of money, never have, and BAM we get this collection letter. I wrote a letter of dispute re: Bank One, and also stated even if we did owe them money, they were way past the Statute of Limitations for collections. I also advised them that if they don't stop this collection, and/or it is placed on our credit reports, legal action will pursue.
There appears to be so many complaints just on this site re: NCO that I'm surprised an Attorney hasn't begun a class action suit against them!
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