Company Rep Name on collection letter: Mr. Skip Trace
Alt. Phone # given: 702-737-5506
Here is the FTC report I filed today:
This company has violated my rights under several of the provisions of state and federal laws including the FDCPA.
1. I disputed this debt in writing to Equifax and requested proof of debt. The only thing I got from them was a collections letter which violates the law. I understand the law to read that when a consumer disputes a debt, that all collections efforts must cease until dispute resolved or proof of debt provided.
2. They used a false name in the collections letter of a person who does not exist and is not employed by the agency.
3. They used the term "Mr. Skip Trace" in the letter which I feel is derogatory towards me.
4. They still have not provided the requested proof of debt that I requested.
5. They have ignored prior requests for a cease communications.
6. They sent the collections letter to my mothers house.
7. They are knowingly attempting to collect a debt that is past the statute of limitations for collection.
*end of FTC complaint*
Anyone else a victim of these criminals? Interested in a class action lawsuit? Let me know.
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